Life Around The Map

Let's Go Travel

For many years, tax havens have been popular among foreigners who want to stash their money in places where nobody can find it, to avoid paying taxes in their home countries. New Zealand is one of the countries that people believe to be a tax haven.

The name Geoff Cone is synonymous with tax and trusts in New Zealand. In a recent interview, Mr. Cone was quick to set the record straight. He noted that a tax haven operates without transparency, and the taxes imposed are nominal. Tax havens also enact laws to prevent the sharing of information with other countries.

New Zealand, however, operates under a system of transparency. It was one of the countries that initially implemented internationally agreed tax standards, set up by the Organization for Economic Cooperation and Development (OECD). New Zealand is on OECD’s white list, meaning it has complied with these standards.

If the trust is involved in any business, all the financial records must be made available to the authorities for perusal. Any money that the trustee receives from the trust is declared to the IRD. It is mandatory to keep all the records in New Zealand, for tax purposes.

New Zealand has entered into tax information agreements with 20 countries. These agreements help prevent nationals of either country from engaging in tax evasion. New Zealand also has 39 double tax agreements with other nations, which boost cross-border trade and prevent tax fraud.

Mr. Cone believes that New Zealand is the best country for foreigners to place their assets. He cited the strict banking laws and the efficient judicial system as a significant advantage. Most of the foreign trusts in New Zealand use local accountants and lawyers to manage the trusts. The excellent reputation of the trust managers has led to the country gaining a good reputation in international tax circles.

Geoff Cone, born in 1954, graduated from the University of Otago with LLB honors and a postgraduate diploma in tax and trust law. He has been in the tax and trust industry since 1980. Mr. Cone started his firm, Cone Marshall limited, in 1999.

Cone Marshall Limited deals primarily with international tax and trust issues. It also provides clients with trust management services.

Geoff Cone’s vast experience in the industry gives him the confidence to speak authoritatively about New Zealand and tax issues. He knows the industry like the back of his hand.

Over the past few years, football betting has become very familiar in the world of sport. Many people are becoming aware of betting and its advantages. Before you can start betting you have to be conversant with the rules and regulations of betting, as well as some of the terms that are used in sports betting. To learn everything there is to know in sports betting, it is recommended that you follow Ted Servansky on a leading online platform for placing bets on NFL odds, Football Odds, and Super Bowl odds.

One of the most common terms in betting is covering the spread. The term means that if two teams are playing, the spread is usually the difference in points between two opposing teams in a particular sport when the match is over. One of the teams is preferred to be the favorite or the stronger team while the other team is assumed to be the underdog or the weaker team.

In this case,covering the spreadmeans that the most solid team should win by a particular margin while the weaker team is allowed to lose by a given margin. This analogy is also called the handicap and simply makes betting on either the stronger team or the weaker team become more attractive.
For example, if the New England Patriots are playing against the Minnesota Vikings, the stronger team, which is the Patriots, is supposed to beat the Vikings by a margin of 3.5 points so that you can win your bet. On the other hand, the Vikings are expected to lose by a margin of 3.5 points for you to win if you had placed your bet on them.

Covering the spread may also take the form of over /under bet. This means that when the favorite team is playing against the underdog, then the points scored should be over or under the spread that was given. If the point spread does not reach the points that were listed, then it means that the Patriots will lose.

A score of over 3.5 implies that the Patriots have to score more than four points to win. Significantly, the underdog has to lose with a margin of not less than 4 points for your bet to win. By confirming that the teams attain the points that they are supposed to win by, then a bettor is considered to have covered the spread.

In a world typically filled with greed, hardship, and need, there are few who extend themselves to help the greater good. Reaching out and lending a helping hand is what makes the world go round and David Osio has made it his life’s work to ensure that that hand is always available.

Known for his operations in the financial world, David Osio has been a major player in financial counsel for the better part of two decades. When not spearheading his business interests as the CEO of Davos Financial Group, Osio tends to his other passion – people, art, and culture. In those cities where he does business, Osio takes a special interest in the community around him. He is quickly expanding his view to reach a global scale as well.

Osio sits on the Orchestra Board for the Miami Symphony Orchestra (MISO). Here he takes pleasure in knowing that his efforts and contributions allow for joy to spread throughout the community in the form of music and entertainment. His other longtime support has been lent to The Children’s Orthopedic Foundation. Helping sponsor events and research, Osio states, “Every little bit helps when it comes to medical research for children.” He hopes that one day others who are fortunate enough to offer their help will also join the cause. Some of this other donations include to the Wayuu Taya foundation, UMA Foundation, and the Fundana Foundation.

Leading his company to success within domestic and international markets, Osio has expanded his operations to cities such as Geneva, Lisbon, New York, Miami, and Panama City. With each new city he conducts business in, Osio also extends his reach to the community around it. Due to his many charitable contributions, Osio has been recognized with various international awards and achievements.

David Osio began his path to success in Caracas, Venezuela when he graduated with a law degree from Andres Bello University in 1988. He later went on to complete a specialization at the Institute of Higher Administration Studies in 1998 and then continued his studies in Investment Portfolio Management at the New York Institute of Finance. While taking Davos Financial to soaring heights as a global financial center, Osio has always has a special place in his life for charitable efforts. Through his dedication to local improvement, David Osio continues to be a prime example of how one man and one vision can help uplift the lives of so many.

Learn more:

Follow Osio on Twitter @davidosio1

We spend a lot on shampoos, conditioners, leave-in treatments, etc., trying to achieve the perfect mane. Most of us never bother to check the ingredients on the bottle. Sulfates are usually present, along with other harsh chemicals that damage our hair strands.

Blogger Emily McClure has been fighting her fine, thin, do nothing hair for years now, buying the big lather shampoos. Still, her hair lacked movement, body and shine, so she decided to sample the famous no lather shampoo Wen hair by Chaz line for seven days. She reported her results to

WEN by Chaz was developed by California hair guru Chaz Dean, who lives an holistic lifestyle. He knew that the shampoos and conditioners out there were destroying people’s hair, so he created a healthy, pure line of botanical formulas, known as cleansing conditioners. These amazing ingredients offer strength, gloss and manageability for any hair type.

Best of all, there’s a large variety of products and scents to choose from. His QVC advertised cleansing conditioners are 5-in-1 formulas that take the place of a shampoo, conditioner, deep conditioner, detangler, and leave-in conditioner.

Emily chose the FIG cleansing conditioner for her shoulder length locks. Right away in the shower, her strands seemed to swell in volume, and the texture was now smooth and soft.

Emily offers these tips on using WEN by Chaz:

  1. Follow directions; it’s okay to use an ample amount of product. WEN is different from a lather shampoo.
  1. Always follow with a blow-dry and your preferred styling tools.
  1. Adapt a hair routine and stick with it. Emily’s hair loved being cleansed daily in the morning. Her hair got the best volume this way
  1. Don’t mix other products with WEN. You only need the 5-in-1.
  1. Snap hair selfies and admire your new do.




Having A Good Working Online Advertising Campaign

One of the keys to keeping your business running smoothly is having a good volume of incoming leads. Your advertising campaign must be dynamic in order to attract the right group of people. My sales team is well trained to answer any questions that a client might have about our products. They are working on their pitches constantly, and they can close deals relatively easily when they have a client on the phone line. However, their skills go unused if we are unable to provide them with quality leads that transfer into actual sales. Since we started working with White Shark Media to boost our lead generation we have seen a significant increase in quality leads.

Having high quality leads means we are also experiencing more sales, so we are able to boost our ad campaign even more by upgrading to a higher level program with White Shark Media. Not only do we have the extra revenue to pay our sales people with more bonuses, but we can also afford to reinvest in our ad campaign. White Shark Media helped my company grow from a small business to a medium sized business. We are planning on bringing in another sales team, which will double the size of our whole operation. It looks like smooth sailing for my company in the next few quarters.

It all started when my marketing chief brought their company to my attention. The marketing chief had done some research before hand, and they presented White Shark Media to me and the other owners of the company in a brief meeting. We took the time to research the company on our own terms. When we met back up with the marketing chief, we decided to push forward with White Shark Media’s approach to maximizing quality adwords in order to drive clients to our business.

One of the many things that helped convince me and the other owners to go ahead with an arrangement with White Shark Media was the informative blog post that was written by one of their own SEO experts. I encourage anyone interested in increasing traffic to their business’ website to invest a few minutes in reading the blog post.

One of the most important things that I learned from this post is that search engines are actually changing quite significantly over the years. They are better suited to understanding what the actual search engine user is trying to find. The search engines of today understand keywords better than they did in the past. White Shark Media knows how to manipulate keywords, meta descriptions and other targets properly.