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The Equifax data breach is on everybody’s minds. How can you protect yourself against scammers using your information? First, change your passwords. This is important if you want to make sure that nobody will use your information. If your information has been hacked, changing your password can lock out hackers. Make sure that your passwords are complicated and not easy to figure out. Next, be wary about scammers. You should not believe any person calling your number and claiming to need your private information. To prevent scammers from getting ahold of your information, you should also shred any personal documents before throwing them out.

You should also check your children’s credit reports. Not all children have credit, but if they do, make sure to get them checked. This is because people do not often check them for years and scammers can use information for a long time without being detected.

Tax time is a time you should be especially watchful. You do not want someone with your social security number filing taxes on your name. A good idea is to file taxes early, so you get to it before they do. You should also constantly monitor your bank accounts to make sure that nobody is making unauthorized purchases on your account.

FreedomPlus is a lender that underwrites loans to prime consumers, as well as sub-prime consumers. It is one of the companies in the Freedom Financial Network. They have developed a special process that allows them to provide loans that are low cost and carry a low risk. Freedom Financial Network received a venture capital investment from Vulcan Capital of one hundred and twenty five million dollars, which they used to start FreedomPlus. Their loans are simple with a once a month payment. Loan approval can happen within just two days.

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